"Empowering People,
Empowering The World."

– FLO, Risks & Recovery Advisors

Logo FLO B/W

About us

We specialize in providing a comprehensive One-Stop Risk Recovery Process designed to address your organization’s challenges through a balanced and effective cycle of risk management, legal expertise, and recovery management

We are committed to building :

While the public may have preconceived notions about legal services and recovery efforts, we believe that with the right awareness, Risk Management can play an equally crucial and neutral role in preventing issues before they escalate.

Our holistic approach not only addresses legal and recovery concerns but also empowers businesses to build resilience and minimize risks, ensuring long-term success.

Our Vision

Reducing Fear of The Future, Empowering The Potentials

Our Mission

Help our client's to be more confidence planning in the future

Changing people's mindset about law and insurrance from risk to opportunity through our services to the client's

Support client initiatives for future development with end-to-end implementation risk management

Provide one stop service insurance services to individuals and perpetrators business

Our Services

Risks Advisory

Risks Advisory Team will assist you in Risks Evaluation and recommends mitigation, including but not limited to Insurance Based Mitigation Plan.

The focus of the Team will be on limiting the risks to your Acceptable Risks level and ensuring your business being well prepared to handle future potential threats while maintaining stability and sustainability.

Recovery Advisor

The Recovery Team provide supports to your business in recovering process when the risks become the actual burden.

The services are including to advise and assist you in asserting your rights to receive payments from third parties such as your debtors that have not fulfilled the payment and/or performance

Advocates

Our Advocates provide comprehensive legal services to help you to resolve the potential risks and when the risks materialized. The Team will balance the urgency to settle the legal issues and maintaining the business considerations.

The advocacy will include Litigation and Non-litigation to ensuring that any disputes (or potential disputes) are handled effectively in safeguarding your interests throughout the process.

What We Deliver?

Comprehensive Risk Evaluation, Risk Profiling & Custom Mitigation Plans Recommendation

Identify, evaluate and providing risks and business opportunity profile impacting your business operations based on your appetite & acceptance level.

Tailored strategies to reduce risk exposure based on observations of consultation activities

Strategic Recovery Actions

Immediate steps to restore stability after risk events

Legal-Based Mitigation Plans

Risk mitigation solutions rooted in legal frameworks

Expert Insurance Claim Handling

Professional guidance through the insurance claims process

Amicable Solutions

Peaceful and out-of-court dispute resolutions

Legal Action (Ultimum Remedium)

Strong and practical legal representation when disputes escalate

Insurance-Based Mitigation Plans

Risk management through insurance strategies

What You Will Gain

Clear Risk Awareness

Confirm and understand the risks your business faces.

Opportunity Creation

Learn to leverage risks as potential opportunities for growth.

Insurance Claim Support

Seamless assistance in managing insurance claims.

Legal Protection

Robust legal support to safeguard your business when risks materialize.

Why Choose FLO?

Benefits of using Our Services:

One-stop Risks Management Services

Engaging FLO you will have the full cycle of Risks Management Assistance, including Mitigation Plan and Recovery Actions, and exploring Opportunity of Improvement for you business process enhancement

Practical and Do-able Solutions

We always deliver the practical and do-able solutions, we are here to assist you, the solutions will be adjusted with business considerations, focusing on Low Effort and High Impact.

Added Value is a must

We always deliver services and yet provide added value to our clients. Securing the risks and exploring opportunities will never be more excited to handle before.